Judith (Judy) Murphy Terns, 55, of Wilson Avenue Schenectady died on June 6, 2010 at St. Peters Hospital. Born on November 30, 1954 in Troy to the late Charles and Elizabeth Post Murphy. Judy attended Stillwater Public Schools and worked for the NYS Department of Tax and Finance where she was a Supervising Tax Processor. Judy enjoyed trips to the Casinos, traveling and camping in her motor home. She was an avid NASCAR Fan and most of all enjoyed spending time with her family. Survivors include her long time companion Thomas R. Ryan of Schenectady. Four Sons: Kevin (Tracy) Dunn, Michael (Lauren) Coon all of Stillwater, Zachary and Taylor Terns both of Schenectady. Two Daughters: Nicole (Dan) Estright of South Carolina and Judith (Nick) Coon of Mechanicville. Brothers: Joseph (Alissa) Murphy of Florida, James (Karol) Murphy, Thomas Murphy all of Stillwater. Sisters: Charlene (Keith) Weaver of Schuylerville, Karen Perretta of Black River, NY and Colleen (Kurt) Miller of Stillwater. Toms Children: Douglas (Angela) Ryan of Guilderland, Joanne (Matt) Walsh of Salem, MA, and Jennifer (Brian) Ryan of Gansevoort. Also survived by 13 Grandchildren and many Nieces and Nephews. In addition to her parents, Judy was predeceased by her Son Brian Coon. A Celebration of Judys life will be celebrated on Thursday evening at 7 PM at the Dunn Funeral Home, 729 North Hudson Avenue in Stillwater with Father Christopher E. Richard officiating. Calling hours will be held prior to service from 4 to 7 PM. Memorial contributions in Judys name may be made to the St. Peters Hospital Foundation, on memo line please write Cancer Survivors Fund, 319 South Manning Blvd, Albany, NY 12208.